Mortgages
First Time Buyer
We understand how exciting and stressful at the same time buying a new home can be. Lets have a chat and we put your mind at ease. We will go over what you may be able to borrow on your income, how much deposit you will need and what other fees and cost may be involved.
Leaving you time for the best part. Finding your dream home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Moving Home
Want to move home. Not sure how much you can buy up to? What happens to your current mortgage? How much can you borrow?
​
​
​
​
Let us take the stress away and let you do the fun bits. Find your dream home.
We will check with your current mortgage lender and other lenders to see who fits your needs best.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Remortgage
Is your mortgage rate coming to an end? Not sure your lender is offering you the most suitable deal?
We can start looking at your options 6 months before your current rate ends.
​
​
​
​
​
We can contact your current lenders and others on the market, to find the one which fits your needs best.
​
Your home may be repossessed if you do not keep up repayments on your mortgage.
Buy To Let
Investment
Are you thinking about buying an investment property and don’t know where to start?
Do you already have a buy to let and your rate is coming to an end?
​
​
​
​
We can go over how much deposit you will need, what the rental income can mean to the mortgage and how buying a buy to let differs from buying a residential property.
The Financial Conduct Authority does not regulate some forms of Buy to Lets
Your home may be repossessed if you do not keep up repayments on your mortgage.
Contractor’s
Self Employed
Working for yourself or as a contractor your time is precious.
Let us take the stress out of it.
​
We will contact the lenders to find the lender that suits your needs best. Whether that’s using your day rate contract, salary and dividends or gross/net profit.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Shared Ownership
Want to buy a home but unsure if you can borrow the full amount needed on a mortgage.
Shared ownership may be able to help. Shared ownership allows you to buy a share, between 25% and 75% of the property value, while renting the remaining share from the housing association.
​
Shared Ownership can allow you to buy a bigger share, as you can afford it.
​
Your home may be repossessed if you do not keep up repayments on your mortgage.
Home Improvement
Want to revamp the kitchen, the bathroom or each room one at a time.
​
​
​
​
​
We can contact your current lenders and others on the market, to find the one which fits your needs best.
We will be able to check how much you can borrow to get that revamp started.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Lets have a chat to see how we can help
Talk to a Qualified Mortgage & Protection Adviser
0777 191 2847
